http://whatconsumer.co.uk/accessing-your-credit-file/ Clear and Practical Consumer Advice Fri, 09 Jul 2010 11:20:11 +0000 http://wordpress.org/?v=abc hourly 1 http://whatconsumer.co.uk/accessing-your-credit-file/#comment-5119 Jhon Thu, 24 Jun 2010 14:31:16 +0000 http://whatconsumer.co.uk/?p=153#comment-5119 Dear Sir/Madam, I am currently in dispute with mobile phone company regarding the loss earnings due to the illegal disconnection. The case is under the investigation by OTELO. At the same time, the provider, instructed the DCA to collect the debt. The thing is, that it could be a bill issued for the last month of the contract.I never seen it. However, I have terminated all services(due to the negligence of the provider as I said), when they were running on daily basis after the contract finished . I requested the last bill, which never came. When DCA started to demand money, I suspected that they included the illegal amount of the daily basis contract as well, which was canceled. I have requested the bill and evidence from the provider's main office but never received anything. As far as I am aware, under the CCA sectionns 77-79, if the provider has failed to submit the evidence of the debt within 12 days, it makes the debt status void and the debt can not be enforced. However, reading this site I am not sure, as It says that court still can enforce the payment due to the amendments to CCA in 2006. Could you please clarify my situation. The disputed debt under £150 Regards, Dear Sir/Madam,
I am currently in dispute with mobile phone company regarding the loss earnings due to the illegal disconnection.
The case is under the investigation by OTELO.
At the same time, the provider, instructed the DCA to collect the debt.
The thing is, that it could be a bill issued for the last month of the contract.I never seen it.
However, I have terminated all services(due to the negligence of the provider as I said), when they were running on daily basis after the contract finished .
I requested the last bill, which never came.
When DCA started to demand money, I suspected that they included the illegal amount of the daily basis contract as well, which was canceled.
I have requested the bill and evidence from the provider’s main office but never received anything.
As far as I am aware, under the CCA sectionns 77-79, if the provider has failed to submit the evidence of the debt within 12 days, it makes the debt status void and the debt can not be enforced.
However, reading this site I am not sure, as It says that court still can enforce the payment due to the amendments to CCA in 2006.
Could you please clarify my situation.
The disputed debt under £150
Regards,

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