[Tony]

Well I am not a student, but I wish someone had given me some pointers when I was at university. Anyway, here goes:

1. Create a weekly budget for yourself and stick to it. One good way to do this is to get the cash you need for the week from the bank and don't spend anything on credit or debit cards. If you are not disciplined enough to do this, send your student loan to your parent and ask them to send you a weekly allowance by standing order.
2. Don't blow your student loan on a new stereo

Any more...