Visa debit card chargeback scheme

Phill Power

New Member
Feb 21, 2010
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Hello All, I am hoping that someone on the forum can help me out with a claim I have made under the Visa chargeback scheme, the Nat West have told me that the claim must have been made within 120 days of the transaction, but I was under the impression it must be made within 120 days of realising there is a problem with the goods or services, in this instance it was for a training course but the training provider went into administration.
Which is correct please & thank you in advance
 

DaveSmith

New Member
May 17, 2010
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Phill, i think in this case it is neither. I believe it to be within 120 days of the supply of the goods, which if it was a course, then it would be 120 days from when the course was due to take place. I am not 100% on this but think you should try to speak to a supervisor at your card issuer.