Use your local library!

As a confirmed bookworm, I'm a big fan of libraries and make regular use of my local one, as well as taking occasional trips to the central libraries in Glasgow and Edinburgh. I'm surprised that I am the only person among my friends who does this - even though many of my friends like reading, they all say they haven't set foot in a library since childhood.

So my top tip for saving money as we enter recession is to use your local library - most of them also lend CDs and DVDs, and provide free wi-fi to boot!

You know what they say, use it or lose it, and library budgets have been under pressure for years. So let's hope people get back in the habit of going to their library, while they still have one!