Hi,
I started an IT Training course back in December 2006 and took out a Credit Agreement with a 3rd party Finance Company after the Training provider introduced me to them. I signed the contract and received the training materials about 2 weeks later. This was all fine, however when I tried to book my 1st exam, they were unable to book me in, as they told me the course material that they had sent me was incorrect to what I had signed up for. This was a mistake on their part. I then received the new material, however next time I tried to contact them, I could not get hold of anyone. All phone numbers were no longer in use and the website no longer existed. I just accepted that I had been ripped off... However after checking the repayments, they had been overcharging me from the start, they hadn't taken off the initial deposit off the credit amount... I was due to make my last payment of £135.00 today, however I stopped my bank from making it as subsequentially yesterday I had found out that the company had gone into liquidation. I received no notification of this, but they continued to take my money. I am really annoyed now, due to the fact that I have payed nearly £5,000.00 for a qualification I was never going to acheive to a company that had seized trading.
I would really appreciate it if anyone could let me know where I stand with this and if I can re-claim anything back?
Many Thanks,
Dean.
I started an IT Training course back in December 2006 and took out a Credit Agreement with a 3rd party Finance Company after the Training provider introduced me to them. I signed the contract and received the training materials about 2 weeks later. This was all fine, however when I tried to book my 1st exam, they were unable to book me in, as they told me the course material that they had sent me was incorrect to what I had signed up for. This was a mistake on their part. I then received the new material, however next time I tried to contact them, I could not get hold of anyone. All phone numbers were no longer in use and the website no longer existed. I just accepted that I had been ripped off... However after checking the repayments, they had been overcharging me from the start, they hadn't taken off the initial deposit off the credit amount... I was due to make my last payment of £135.00 today, however I stopped my bank from making it as subsequentially yesterday I had found out that the company had gone into liquidation. I received no notification of this, but they continued to take my money. I am really annoyed now, due to the fact that I have payed nearly £5,000.00 for a qualification I was never going to acheive to a company that had seized trading.
I would really appreciate it if anyone could let me know where I stand with this and if I can re-claim anything back?
Many Thanks,
Dean.
