My wife and I bought a new Kia last Saturday. We discussed the finance and to cut a long story short we feel that we weren't given the full facts in relation to some charges and the APR. I would now like to cancel the finance and pay with a bank loan but the paperwork says I have no right to Cancel the agreement under the Consumer Credit Act. I have had a look at it and it seems that I can if the loan was taken out through a third party (The loan is with Santander and I dealt with the salesman at Kia) Can anyone advise please. Many thanks