Hi there, just joined today as really need some advice, i won an item on ebay paid through paypal which comes straight out of my bank but item never received, seller kept making excuses which i believed and because of that missed deadline for ebay claim and paypal claim, tried my bank this morning to see if i could do a chargeback but they said as it was cash they couldnt help, do not know which way to turn now it was for £180 which i cannot afford to lose, thanks. Lin