Extending the loan

If it's a secure loan you want to consolidate other debts onto then it will depend upon the equity available in your home - also sometimes secured loans have set amounts, e.g. you can only borrow amounts in £5k increments up to a maximum, usually around £25k.

The only way you could find out is by asking your secured loan lender whether or not they would consider A. allowing you to consolidate other debts to your current loan and B. how much, if any, they would be prepared to lend you.

I think you should definitely check into it. The worst thing they can say is no, but you never know until you ask.

One thing to consider is the time you have left on your loan. Most credit card companies have it to where you are paying more in interest than principle so it will take you forever to pay it off, but if that's not the case, adding your cards to the loan might be a mistake.

Good luck!

Thanks Henry - I think it may be worth a shot. It may be a mistake to adding your cards to the loan. Thank you very much.