I am fighting them. I have been with them for 8 years making regular mimimum payments plus ad hoc additional payments off the balance. I cannot move my balance now it's too large and banks are very reluctant in the credit crunch. MBNA know this. I cannot pay off 17,000 in one go. The recent hike from 15.9 to 29.9% on this level of balance cause an otherwise affordable payment to become unaffordable, costing 200 pounds per month more and pure profit for MBNA.This hike was quickly followed by a call centre offering a secured loan, loans uk - which I believe is an MBNA company, with their opening line "now that credit card interest seems to be rising have you considered....." - Spot the scam ???I have refused to pay anything further while it will be taken as interest and I am making formal complaints to OFT.This company needs to be prosecuted. As this post above also points out MBNA do not publish the APR on the statement and they don't always tell you your interest has gone up. Check it for yourself you are probably paying more than you think. Its the tiny numbers in the back page!!. If you are looking for a card, DONT get MBNA or any of its affiliates such as Abbey / Virgin etc. or you will surely be scammed by them at a later date.
Comment on Interest Rate Hikes for MBNA Customers by Mike 
Comment on Interest Rate Hikes for MBNA Customers by Mike 
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