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Old 19th September 2011, 12:59 PM
veraspain veraspain is offline
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Default credit card declined - bank refused reason why

I have an excellent credit record. I possess a platignum credit card with Lloyds, but I have been declined for a Barclaycard and they refuse to say why.
I am not overly concerned regarding the lack of the card, but I am very concerned to know why. One reason is I would have to admit to this on any future application when it asks 'have you ever been declined' etc.
What are my rights?
I understood that the bank had a duty to tell me the reason?
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Old 20th September 2011, 02:45 PM
peterf peterf is offline
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Default Re: credit card declined - bank refused reason why

I've been declined a lot lately too. Usually because of debt on other cards. But I want a card to do a balance transfer of those!! Yes, but then my total credit available would be too high. I might run amok.
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