Well Churchill have finally got back to me about my home insurance claim. It has only taken them two weeks. Some of you may remember that I had my my mountain bike about a month ago. This is what they have offered:
Quote:
Further to our telephone conversation of today, I can confirm that the replacement bike offered by Halfords is a "Boardman MTB/HT Team bike" which if replaced through Halfords would entitled you to £849.99, however, should you wish to have a cash settlement, we could only offer you £628.99 less the policy excess. This is due to the discount we get from our supplier.
Please click on the link below to see the model offered:
Boardman Bikes : MTB/HT Team
Should you wish to accept the replacement simply reply to this email, should you wish to discuss this further please call 0845 607 5230 quoting your policy number and a member of staff will be happy to assist you.
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The excess is £60 so that is nearly £200 more bike.
What's the catch? Nobody has ever heard of Boardman bikes I hope they are not as bad as the other Halford's brand Apollo. My stolen Scott Elite Racing cost £650, more than they are offering to replace it....
I think they are trying to make the offer too good to be true and Chruchill must pay Halfords less than £630 for the £850 bike.
I'll check out the specification
Tony
Churchill Insurance Claim 
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