Barclaycard has announced that it is reducing the balance transfer fee on its 0% for 12 months Barclaycard Platinum balance transfer deal with immediate effect.
The change means that the current balance transfer fee on the Barclaycard Platinum card has been reduced to 2.5% of the amount transferred from the previous level of 3%. This offer [...]
All Posts Tagged With: "Credit Cards"
Barclaycard reduces balance transfer fee
Identity Theft
Warning Signs of Identity Theft (more accurately – when someone fraudulently impersonates you in order to obtain credit or steal money).
You noticed one the following things happening:
You go to check your bank balance and money is missing from your account. This can happen if someone impersonates you and persuades the bank to transfer funds, [...]
Credit and Debit Cards, Part 2
Increasing the APR
The hundreds of complaints What Consumer receives each year about a well known credit provider all relate to the same thing. The hiking of interest rates to astronomical levels at the end of a low or 0% APR introductory period. Card providers are quite within their rights to make these increases, but will [...]
Credit and Debit Cards
An increasing number of us are routinely paying for goods with plastic. Using credit and debit cards has undeniable benefits: It allows us to track and manage our spending, it provides automatic proof of purchase, it enables us to collect rewards or points, and perhaps most significantly it gives us some protection against dodgy traders [...]
April 4th, 2009 | Catriona | 0 comments | Continued
Consumer Credit Act – Required Information
The Consumer Credit Act and all of the various regulations and orders which have recently been introduced are very strict on what information must be presented to the consumer, when it must be presented, and the order and manner in which it is to be shown. This is so the consumer is in no doubt [...]
February 25th, 2009 | Catriona | 1 comment | Continued
Consumer Credit Act and Your Rights
There is growing awareness of Consumer Rights in relation to The Consumer Credit Act (CCA). We will deal with the most useful ones here.
Cooling off and your right to cancel
You will benefit from a cooling off period if the credit agreement was made in one of the following ways:
For agreements signed away from the creditor’s [...]
February 25th, 2009 | Catriona | 19 comments | Continued
Consumer Credit Act
The Consumer Credit Act is a huge piece of legislation. Understanding it is not an easy task, made harder still by all the amendments and reforms which have taken place in recent years. Nevertheless, these changes have been designed to benefit consumers by providing further clarification and additional rights. In this section, we will look [...]
September 15th, 2008 | Catriona | 29 comments | Continued
Interest Rate Hikes for MBNA Customers
There has been a flurry of complaints surrounding the sharp and unexpected increases in rates of interest payable by users of MBNA credit cards. To make this look slightly more devious, this is tending to take effect around the time that customers come to the end of their introductory low or zero rated interest periods. [...]
July 27th, 2008 | Catriona | 25 comments | Continued
