Increasing the APR
The hundreds of complaints What Consumer receives each year about a well known credit provider all relate to the same thing. The hiking of interest rates to astronomical levels at the end of a low or 0% APR introductory period. Card providers are quite within their rights to make these increases, but will [...]
All Posts Tagged With: "Visa Debit Chargeback"
Credit and Debit Cards, Part 2
Protect Yourself When Using Paypal
What Consumer recommends that you only use Paypal when absolutely necessary due to Paypal Buyer Protection limitations .
Where possible use a Credit Card for items over £100 to ensure the transaction is protected by Section 75 of the Consumer Credit Act. This makes the credit card company equally liable if there is a problem. [...]
Paypal Chargeback
When you make a purchase though Paypal you are not covered by section 75 of the Consumer Credit Act and therefore you cannot claim your money back from your credit card provider. However, Paypal transactions are covered by the Visa Debit Chargeback scheme.
When you make a Paypal purchase the corresponding amount is [...]
Consumer rights when a retailer goes bust
It is all too common these days for retailers to go into administration and it is imperative that consumers protect themselves and know what their right are if the shop they have ordered from goes bust.
It is not just the small shops that are closing down but large household names such as MFI, Woolworths and [...]
Visa Debit Chargeback – The Facts
The majority of us are now aware of the benefits of using our credit cards in terms of the protection it offers us in the event the supplier is unable to offer the goods and services we have paid for.
But did you know that you can also claim the money back if you have [...]
If the Airline Goes Bust
So far this year 24 airlines have gone bust, the latest being Silverjet and Zoom, leaving thousands either stranded or out of pocket. So what are your rights and remedies if your airline collapses?
Some consumers will be protected and eligible for refunds or alternative flights depending on how, where and from whom they booked [...]
