Last week Mr Justice Andrew Smith gave the banks the go ahead to appeal the ruling against them for unfair bank charges, which means that bank customers wanting to make a claim may now need to wait years and may not be able to claim at all if the banks are successful. Millions of pounds have already been claimed back by consumers, but futher claims are on hold until the final ruling is made. Last month the OFT was given the backing of the courts to investigate the banks to determine whether they can legally charge customers high fees for unauthorised overdrafts and bouncing cheques. This may be a waste of time if the appeal is successful, an outcome which would be a real blow for bank customers unfairly charged.