Do we have to take out life cover through our mortgage adviser?

[Tony]

Guardian Consumer Affairs

They have recommended an insurance policy that costs more than we can affordQ My husband and I are in the process of buying a property. We have agreed to get life cover for the money we feel we can afford, but have just received a recommendation from our mortgage adviser that is more than £120...

Do we have to take out life cover through our mortgage adviser? (external link to Guardian Consumer Affairs)