Hi. I'm looking for advice if I may.
I purchased a car on Hire Purchase in 2011 and last year (2013) it came to light the car was imported. Apart from immediately making my insurance void this also raised a number of other issues including (a) I would never have bought the car had I known because it was worth a lot less than I paid and (b) these particular cars an extremely difficult to insure if they are grey parallel imports.
To cut a long story short; the finance company even detail on their website that they do not fund imports so do I have valid grounds under the Credit Consumer Act, Sales of Goods Act or any other law/rule to give this car back as it clearly is not what I though it was.
I have apporached the finance company with this and naturally they have immediately dismissed me and want the agreement upheld.
Surely, the fact it is now proven it is a vehicle they would not have funded (and I would not have bought) had it been known it was imported is a factor here?
Many thanks
I purchased a car on Hire Purchase in 2011 and last year (2013) it came to light the car was imported. Apart from immediately making my insurance void this also raised a number of other issues including (a) I would never have bought the car had I known because it was worth a lot less than I paid and (b) these particular cars an extremely difficult to insure if they are grey parallel imports.
To cut a long story short; the finance company even detail on their website that they do not fund imports so do I have valid grounds under the Credit Consumer Act, Sales of Goods Act or any other law/rule to give this car back as it clearly is not what I though it was.
I have apporached the finance company with this and naturally they have immediately dismissed me and want the agreement upheld.
Surely, the fact it is now proven it is a vehicle they would not have funded (and I would not have bought) had it been known it was imported is a factor here?
Many thanks