Hi does it make much impact to premium if I am in a fault accident and other person is claiming against mine? Would it up premium even more if I claim for my car or will it already just go up due to any claim? Not sure if I should foot the bill for mine as third party claiming against me? Or will it make no extra difference me claiming too ?
Insurance claim! Is it worth claiming against my insurance if 3rd party is
- Thread starter Dawnmids
- Start date
Hi Dawnmids
Making a claim against your policy will impact it. You will lose your no claims history unless you have paid to protect this and premiums increase by an average of 32% after a fault claim is registered. Given that the other person is going to make a claim against you I would submit a claim too unless your damage is so small that you can live without having it repaired. Another thing to consider is your policy excess - you will need to pay this if you were at fault.
Hope this helps.
Making a claim against your policy will impact it. You will lose your no claims history unless you have paid to protect this and premiums increase by an average of 32% after a fault claim is registered. Given that the other person is going to make a claim against you I would submit a claim too unless your damage is so small that you can live without having it repaired. Another thing to consider is your policy excess - you will need to pay this if you were at fault.
Hope this helps.