Hello
I am looking for some specific advice on the built in protection on credit cards known as section 75.
Here is my situation, on November 19th last year I bought a second hand van
(for private use) from a garage with no warranty. It was six and half years old, had 94000 miles on the clock, and cost me £1550 I paid for it on my credit card.
The next day it showed
starting problems thinking I had no rights whatsoever I didn't return it to the garage. This may be difficult to prove but there was a witness who could sighn a letter stating he sore it had starting problems very shortly after buying it. Would that be aloud? Would it help my case?
Three weeks later it broke down completely and had to be towed to a(different) garage.
After waiting three weeks for them to look at it (because they were very busy) they eventually looked at my van.
They said they thought it needed a new fuse box after they had spent several hours checking the electrics, they fitted a new fuse box and it still
did not work all in all it cost me £486, I paid on my credit card.
Dreading the amount this was going to cost me I decided to cut my losses and sell my van, after searching around I eventually found a garage that bought it off me for £550 (a thousand pounds less then I had paid for it).
I sold my van largly due to the complications and cost of moving and storing my van in a non running state.
It was them who suggested I went to trading standards (I did not know I had any rights before this)
As I have now sold my van and as over three months has elasped I have given up hope of getting compensation from the dealer who sold it to me in
the first place.
To summerize
I bought a six and half year old van with 94000miles on the mileometer
for £1550 I had it for three weeks then it was a complete non runner.
It cost me £486 of work done on it which did nothing.
I have not seriously contacted the dealer who sold it to me. According to what I have read (by law I dont have to in order to claim on section 75).
What I want to know is can I claim a large part of the money
lost off my credit card company?
I am looking for some specific advice on the built in protection on credit cards known as section 75.
Here is my situation, on November 19th last year I bought a second hand van
(for private use) from a garage with no warranty. It was six and half years old, had 94000 miles on the clock, and cost me £1550 I paid for it on my credit card.
The next day it showed
starting problems thinking I had no rights whatsoever I didn't return it to the garage. This may be difficult to prove but there was a witness who could sighn a letter stating he sore it had starting problems very shortly after buying it. Would that be aloud? Would it help my case?
Three weeks later it broke down completely and had to be towed to a(different) garage.
After waiting three weeks for them to look at it (because they were very busy) they eventually looked at my van.
They said they thought it needed a new fuse box after they had spent several hours checking the electrics, they fitted a new fuse box and it still
did not work all in all it cost me £486, I paid on my credit card.
Dreading the amount this was going to cost me I decided to cut my losses and sell my van, after searching around I eventually found a garage that bought it off me for £550 (a thousand pounds less then I had paid for it).
I sold my van largly due to the complications and cost of moving and storing my van in a non running state.
It was them who suggested I went to trading standards (I did not know I had any rights before this)
As I have now sold my van and as over three months has elasped I have given up hope of getting compensation from the dealer who sold it to me in
the first place.
To summerize
I bought a six and half year old van with 94000miles on the mileometer
for £1550 I had it for three weeks then it was a complete non runner.
It cost me £486 of work done on it which did nothing.
I have not seriously contacted the dealer who sold it to me. According to what I have read (by law I dont have to in order to claim on section 75).
What I want to know is can I claim a large part of the money
lost off my credit card company?