We have only ever needed one car and it has always been in my wife's name as it was cheaper when we first got a quote many years ago. However, she has had a prang this year and are wondering whether we should put the insurance in my name as some companies are now saying that named drivers can accumulate a 'no claims discount'. The other alternative is just to pay for the damage to be fixed, no other vehicle was involved. We haven't had a quote yet, but I reckon it will be about a £1000.
Any thoughts?
Any thoughts?